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Inflation calculator

Inflation is the quiet reason saving alone isn’t enough. See what today’s prices become, and how much buying power a fixed amount loses.

₹
₹1 lakh
 %
RBI targets 4%; 5–6% is a sensible long-term planning figure
 yrs
It will cost in 20 years
₹3,20,714
3.21× today’s price

Price over time

0₹1 L₹2 L₹3 L₹4 LYr 0Yr 4Yr 8Yr 12Yr 16Yr 20

Everyday prices in 20 years

Cutting chai₹20 today₹64
Litre of milk₹60 today₹192
Movie ticket₹300 today₹962
Monthly groceries₹12,000 today₹38,486
School fees (yearly)₹1,50,000 today₹8.41 Lat 9%/yr
Hospital stay₹1,00,000 today₹6.73 Lat 10%/yr
At 6% inflation, prices double about every 11.9 years. Money in a savings account earning less than that is quietly shrinking.
How it’s calculated

The maths, in plain words

Future cost

Price × (1 + inflation)ʸᵉᵃʳˢ.

Future value of money

An amount ÷ (1 + inflation)ʸᵉᵃʳˢ — what it can buy, in today’s rupees.

Questions

People also ask

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What is India’s inflation rate?
RBI targets 4% consumer inflation, within a 2–6% band. Over long periods, 5–6% is a sensible planning figure; education and healthcare often rise faster.
Understand it

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