Every tool, one place.
Instant, private and free. Pick a question.
What do I actually take home?
In-hand salary
Turn your CTC into the amount that reaches your bank each month.
OpenIncome tax (old vs new)
Your income tax under both regimes — and which one saves more.
OpenHRA exemption
How much of your house rent allowance is tax-free.
OpenEPF calculator
Your provident fund at retirement — your share, employer’s and interest.
OpenGratuity calculator
What your employer owes you when you leave after 5+ years.
OpenGST calculator
Add GST to a price or take it out, with the CGST/SGST split.
OpenWhat will this loan really cost?
EMI calculator
Monthly EMI, total interest and a year-by-year payoff plan.
OpenLoan prepayment
See how much interest and time you save by paying extra.
OpenHow much home can I afford
Your maximum loan and property budget from your income.
OpenCar loan vs cash
Should you pay cash for a car or take a loan and invest?
OpenCredit card interest
What carrying a card balance really costs — and how to get out.
OpenHow big can my savings grow?
SIP & lumpsum
Grow a monthly SIP or a one-time investment — with step-up.
OpenGoal planner
How much to invest each month to reach any goal.
OpenFD & RD
Fixed and recurring deposit maturity, compounded quarterly.
OpenPPF calculator
Tax-free PPF growth over 15 years and extensions.
OpenSWP calculator
A monthly income from your investments — and how long it lasts.
OpenSukanya Samriddhi
Tax-free savings for your daughter at 8.2%.
OpenWhat return did I get?
Your SIP’s real yearly return (XIRR), or the CAGR of any investment.
OpenCapital gains tax
Tax on selling shares, mutual funds, gold or property.
OpenPost office schemes
SCSS, MIS, NSC, KVP, TD and RD — payouts and maturity.
OpenAm I on track for the big things?
Retirement number
The corpus you need, and the SIP that builds it.
OpenNPS calculator
Your NPS corpus, lump sum and monthly pension at 60.
OpenFIRE calculator
Your FI number, when you’ll reach it, and your Coast FI point.
OpenSafe withdrawal rate
Will your money last? 2,000 simulated retirements tell you.
OpenHow much insurance?
The term life cover your family needs, and a sensible health plan.
OpenRent vs buy
Does buying a home make you richer than renting and investing?
OpenInflation
What things will cost later — and what your money will be worth.
Open