Loans, EMIs and paying off debt
What will this loan really cost?
Know the real cost of a loan, how much you can borrow, and what prepaying does to your interest.
EMI calculator
Monthly EMI, total interest and a year-by-year payoff plan.
OpenLoan prepayment
See how much interest and time you save by paying extra.
OpenHow much home can I afford
Your maximum loan and property budget from your income.
OpenCar loan vs cash
Should you pay cash for a car or take a loan and invest?
OpenCredit card interest
What carrying a card balance really costs — and how to get out.
OpenQuick answers
All answers Common questions, already worked out
Learn
Guides that explain the why
How EMI works — and why early EMIs are mostly interest
Watch a loan’s EMI split between interest and principal month by month, and see why tenure and early prepayments matter so much.
Prepay your home loan or invest the money?
A fair, rupee-for-rupee comparison — and a simple way to decide based on your loan rate, your returns and your temperament.