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In-hand salary by CTC
New regime, FY 2026-27, PF capped
₹3 LPA₹21,199/mo₹4 LPA₹28,332/mo₹5 LPA₹35,465/mo₹6 LPA₹42,598/mo₹7 LPA₹50,730/mo₹8 LPA₹58,863/mo₹9 LPA₹66,996/mo₹10 LPA₹75,129/mo₹11 LPA₹83,262/mo₹12 LPA₹91,395/mo₹13 LPA₹99,528/mo₹14 LPA₹1,02,866/mo₹15 LPA₹1,08,606/mo₹16 LPA₹1,15,470/mo₹17 LPA₹1,22,334/mo₹18 LPA₹1,29,000/mo₹20 LPA₹1,41,883/mo₹22 LPA₹1,54,609/mo₹24 LPA₹1,66,646/mo₹25 LPA₹1,72,664/mo₹28 LPA₹1,89,759/mo₹30 LPA₹2,00,949/mo₹35 LPA₹2,28,927/mo₹40 LPA₹2,56,904/mo₹45 LPA₹2,84,881/mo₹50 LPA₹3,12,858/mo₹60 LPA₹3,57,517/mo₹75 LPA₹4,37,642/mo₹1 crore₹5,71,185/mo
See the full table Home-loan EMI by amount
8.5% for 20 years
₹10 lakh₹8,678/mo₹15 lakh₹13,017/mo₹20 lakh₹17,356/mo₹25 lakh₹21,696/mo₹30 lakh₹26,035/mo₹35 lakh₹30,374/mo₹40 lakh₹34,713/mo₹50 lakh₹43,391/mo₹60 lakh₹52,069/mo₹75 lakh₹65,087/mo₹80 lakh₹69,426/mo₹1 crore₹86,782/mo
See the full table Monthly SIP after 20 years
At 12% a year, no step-up
₹500/mo₹4.6 L₹1,000/mo₹9.2 L₹2,000/mo₹18.4 L₹2,500/mo₹23 L₹3,000/mo₹27.6 L₹5,000/mo₹45.99 L₹7,500/mo₹68.99 L₹10,000/mo₹91.99 L₹15,000/mo₹1.38 Cr₹20,000/mo₹1.84 Cr₹25,000/mo₹2.3 Cr₹50,000/mo₹4.6 Cr
See the full table Car-loan EMI by amount
9.5% for 5 years
₹3 lakh₹6,301/mo₹4 lakh₹8,401/mo₹5 lakh₹10,501/mo₹6 lakh₹12,601/mo₹7 lakh₹14,701/mo₹8 lakh₹16,801/mo₹10 lakh₹21,002/mo₹12 lakh₹25,202/mo₹15 lakh₹31,503/mo₹20 lakh₹42,004/mo
See the full table Lumpsum after 10 years
Invested once, at 12% a year
₹1 lakh₹3.11 L₹2 lakh₹6.21 L₹5 lakh₹15.53 L₹10 lakh₹31.06 L₹20 lakh₹62.12 L₹25 lakh₹77.65 L₹50 lakh₹1.55 Cr₹1 crore₹3.11 Cr
See the full table FD interest in a year
7%, compounded quarterly
₹1 lakh₹6,660₹2 lakh₹13,320₹3 lakh₹19,980₹5 lakh₹33,301₹10 lakh₹66,602₹15 lakh₹99,902₹20 lakh₹1,33,203₹25 lakh₹1,66,504₹50 lakh₹3,33,008₹1 crore₹6,66,016
See the full table Personal-loan EMI by amount
13% for 3 years
₹1 lakh₹3,369/mo₹2 lakh₹6,739/mo₹3 lakh₹10,108/mo₹5 lakh₹16,847/mo₹7 lakh₹23,586/mo₹10 lakh₹33,694/mo₹15 lakh₹50,541/mo₹20 lakh₹67,388/mo
See the full table PPF after 15 years
Yearly deposit, tax-free
₹12,000/yr₹3.25 L₹24,000/yr₹6.51 L₹36,000/yr₹9.76 L₹50,000/yr₹13.56 L₹60,000/yr₹16.27 L₹1 lakh/yr₹27.12 L₹1.2 lakh/yr₹32.55 L₹1.5 lakh/yr₹40.68 L
See the full table